When you are budgeting for your education, it helps to know what you will be paying. We’ve made it easy by breaking costs down for you with our standard cost of attendance (COA) estimate at Money Smarts.
About Your Cost
Money Smarts is showing you the estimated COA for the full 2024–25 academic year (fall and spring semesters). Cut these numbers in half to figure out the cost of a single semester.
Your actual costs for housing and food, books and supplies, transportation, and personal expenses will vary based on:
The number of credit hours you take
Whether you are an Indiana resident
Your personal choices
Your travel habits
Your COA may differ from these estimates. Your total aid will be based on your estimated COA. Visit your Student Center in One.IU for your specific estimated cost. Visit University Fee List to see a list of academically related fees.
Academic Year 2024-2025 ESTIMATED UNDERGRADUATE COA
14 Credit Hours, Housing Off-Campus
Indiana Resident
Non-resident
Tuition and Fees (est)
$8,352
$22,216
Total Direct/Billed Cost (est)
$8,352
$22,216
Housing and Food *
$10,244
$10,244
Books and Supplies
$644
$644
Transportation *
$2,350
$2,350
Personal
$2,200
$2,200
Total Indirect/NOT Billed (est)
$15,438
$15,438
Total Estimated Cost of Attendance
$23,790
$37,654
Direct (+) Indirect Cost
* This estimate is for general programs, students in specialized fields may have higher tuition and fees. ** Students who indicate they are living with a parent or on campus (housing costs. ) will have a different housing and food allowance, as well as transportation allowance.
Academic Year 2024-2025 ESTIMATED UNDERGRADUATE COA
6 Credit Hours, Housing Off-Campus
Indiana Resident
Non-resident
Tuition and Fees (est)
$3,416
$8,962
Total Direct/Billed Cost (est)
$3,416
$8,962
Housing and Food *
$10,244
$10,244
Books and Supplies
$276
$276
Transportation *
$2,350
$2,350
Personal
$2,200
$2,200
Total Indirect/NOT Billed (est)
$15,070
$15,070
Total Estimated Cost of Attendance
$18,486
$24,032
Direct (+) Indirect Cost
* This estimate is for general programs, students in specialized fields may have higher tuition and fees. ** Students who indicate they are living with a parent or on campus (housing costs. ) will have a different housing and food allowance, as well as transportation allowance.
Academic Year 2024-2025 ESTIMATED GRADUATE COA
12 Credit Hours, Housing Off-Campus
Indiana Resident
Non-resident
Tuition and Fees (est) *
$8,812
$19,722
Total Direct/Billed Cost (est)
$8,812
$19,722
Housing and Food **
$10,244
$10,244
Books and Supplies
$552
$552
Transportation **
$2,350
$2,350
Personal
$2,200
$2,200
Total Indirect/NOT Billed (est)
$15,346
$15,346
Total Estimated Cost of Attendance
$24,158
$35,068
Direct (+) Indirect Cost
* This estimate is for general programs, students in specialized fields may have higher tuition and fees. ** Students who indicate they are living with a parent or on campus (housing costs. ) will have a different housing and food allowance, as well as transportation allowance.
Academic Year 2024-2025 ESTIMATED GRADUATE COA
4 Credit Hours, Housing Off-Campus
Indiana Resident
Non-resident
Tuition and Fees (est) *
$3,146
$6,692
Total Direct/Billed Cost (est)
$3,146
$6,692
Housing and Food **
$10,972
$10,972
Books and Supplies
$334
$334
Transportation **
$2,466
$2,466
Personal
$2,270
$2,270
Total Indirect/NOT Billed (est)
$16,042
$16,042
Total Estimated Cost of Attendance
$19,188
$22,964
Direct (+) Indirect Cost
* This estimate is for general programs, students in specialized fields may have higher tuition and fees. ** Students who indicate they are living with a parent or on campus (housing costs. ) will have a different housing and food allowance, as well as transportation allowance.
Keep in mind we automatically add additional costs to your COA for federal origination Fees if you have accepted Federal Direct Loan(s) and program required fees for license, certification, or first professional credentials when incurred while in attendance.
Remember: Actual costs for housing and food, books and supplies, transportation, and personal expenses vary by student, based on student choice, travel habits, and academic program. Visit your Student Center under Financials to see the estimated cost used to calculate your aid eligibility. To see campus academically related fees visit University Fee List .
Regardless of the type of aid package a student receives, their total awards may not exceed their COA.
Calculating Need
The financial information from your FAFSA application is analyzed to determine your Expected Family Contribution (EFC)/Student Aid Index (SAI). Factors determining the EFC/SAI include annual income, assets, and family size. Your financial need is the difference between the EFC/SAI and the COA. Financial Need is used to determine eligibility for federal student aid and other aid requiring specific need criteria be met.
Estimate Your Tuition and Fees
It is easy to figure out how much you will pay to attend IU South Bend. Visit MoneySmarts to learn more about budgeting your college attendance cost and to calculate your tuition, mandatory, and program fees. Visit University Fee List to see a list of academically related fees.
The Indiana University South Bend Net Price Calculator will provide you with an estimate of the net cost of attending IU South Bend after grants and scholarships. It is recommended that you have your most recent tax return, W-2s, bank statements, and investment statements available as this information improves the accuracy of the calculator.