Debt Relief | Application | Federal Student Aid
Application is open, but debt discharge is paused.
As a result of a court order, we are temporarily blocked from processing debt discharges. We encourage you to apply if you are eligible. We will continue to review applications. We will quickly process discharges when we are able to do so and you will not need to reapply.

Apply for Federal Student Loan Debt Relief

OMB No. 1845-0167, Exp. Date 4/30/2023

Eligibility for Debt Relief


What Is Federal Student Loan Debt Relief?
It’s a program that provides eligible borrowers with full or partial discharge of loans up to $20,000 to Federal Pell Grant recipients and up to $10,000 to non-Pell Grant recipients.
Who Qualifies?
  • Individuals who made less than $125,000 in 2021 or 2020
  • Families that made less than $250,000 in 2021 or 2020
If you filed federal taxes, your income requirements are based on your adjusted gross income (AGI), which tends to be lower than your total income. Your AGI can be found on line 11 of the IRS Form 1040.
How It Works
Apply today (but no later than Dec. 31, 2023). We’ll determine your eligibility and will contact you if we need more information. Your loan servicer will notify you when your relief has been processed.

Learn More About Student Loan Debt Relief

Borrower Information


Enter any other last name you may have provided to the U.S. Department of Education.
Date of Birth

Review and Submit the Agreement


By signing this form, you agree with the following statements:

  1. I request federal student loan debt relief of up to $20,000. If requested, I will provide proof of income to the U.S. Department of Education. I understand that if I fail to do so by March 31, 2024 or if my income does not qualify for federal student loan debt relief, the relief will not be processed.
  2. I verify that I am the individual named above.
  3. I affirm that ONE of the following is true for 2020 (Jan. 1–Dec. 31, 2020) or 2021 (Jan. 1–Dec. 31, 2021):

    • I made less than the required income to file federal taxes.
    • I filed as a single tax-filer AND made less than $125,000.
    • I was married, filed my taxes separately, AND made less than $125,000.
    • I was married, filed my taxes jointly, AND made less than $250,000.
    • I filed as a head of household AND made less than $250,000.
    • I filed as a qualifying widow(er) AND made less than $250,000.

    If you filed federal taxes, your income requirements are based on your adjusted gross income (AGI), which tends to be lower than your total income. Your AGI can be found on line 11 of the IRS Form 1040.